£18,000 after tax
On a £18,000 salary in the 2026/27 tax year you take home £16,479.60 a year — about £1,373 a month.
England, Wales and Northern Ireland, standard tax code, no pension contributions and no student loan. Change any of that in the full calculator.
Where £18,000 goes
| Item | Per year | Per month |
|---|---|---|
| Gross salary | £18,000.00 | £1,500 |
| Personal allowance | £12,570.00 | £1,048 |
| Taxable income | £5,430.00 | £453 |
| Income tax | £1,086.00 | £91 |
| National Insurance | £434.40 | £36 |
| Take-home pay | £16,479.60 | £1,373 |
Effective tax rate
8.4%
Marginal rate
28%
Cost to employer
£19,950
£18,000 in every pay period
| Period | Gross | Take-home |
|---|---|---|
| Per year | £18,000.00 | £16,479.60 |
| Per month | £1,500.00 | £1,373.30 |
| Per week | £346.15 | £316.92 |
| Per day (5-day week) | £69.23 | £63.38 |
| Per hour (37.5 hrs/wk) | £9.23 | £8.45 |
£18,000 in Scotland
A Scottish taxpayer on £18,000 pays £1,046.33 in income tax against £1,086.00 elsewhere in the UK, taking home £16,519.27 — £39.67 more a year. See the Scottish tax calculator for the full breakdown.
Common questions
How much is £18,000 after tax?
£18,000 a year is £16,479.60 after tax in 2026/27 — about £1,373 a month. That is after £1,086.00 of income tax and £434.40 of National Insurance, assuming a standard tax code, no pension contributions and no student loan.
How much tax do I pay on £18,000?
On £18,000 you pay £1,086.00 in income tax and £434.40 in National Insurance, £1,520.40 in total. That is an effective rate of 8.4%, while your marginal rate — the tax on your next pound — is 28%.
Is £18,000 taxed differently in Scotland?
Yes. A Scottish taxpayer on £18,000 takes home £16,519.27, which is £39.67 more than the £16,479.60 someone in England, Wales or Northern Ireland takes home.
Nearby salaries
Figures use 2026/27 rates, last reviewed . See how we calculate for the method and sources. Guidance only, not tax advice.