Hourly Rate Calculator 2025/26
Enter your hourly rate and hours worked to see your take-home pay after income tax and National Insurance.
Enter Your Details
£
0%20%
0%20%
Your Take-Home Pay
£27,319.60
per year·£2,276.63/mo·£13.24/hr
Gross salary
£35,000.00100%
Income tax
£4,136.0012%
National Insurance
£1,794.405%
Pension (employee)
£1,750.005%
Take-home pay
£27,319.6078%
Effective rate 16.9%
Marginal rate 28%
Detailed Breakdown
Item
Annual
Monthly
Hourly
Gross salary
£35,000.00
£2,916.67
£16.96
Personal allowance
£12,570.00
£1,047.50
£6.09
Taxable income
£20,680.00
£1,723.33
£10.02
Income tax
£4,136.00
£344.67
£2.00
Basic rate (20%)
£4,136.00
£344.67
£2.00
National Insurance
£1,794.40
£149.53
£0.87
Pension (you)
£1,750.00
£145.83
£0.85
Total deductions
£7,680.40
£640.03
£3.72
Take-home pay
£27,319.60
£2,276.63
£13.24
ⓘ Employer pension: £1,050.00/year (£87.50/month) — on top of your salary, not deducted from it.
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How to Convert Hourly Rate to Annual Salary
To convert an hourly rate to an annual salary, multiply your hourly rate by the number of hours you work per week, then multiply by 52 (weeks in a year). For example, if you earn £20/hour and work 37.5 hours/week:
£20 × 37.5 hours × 52 weeks = £39,000 per year
Our calculator does this automatically — just select "Hourly" as your pay frequency and enter your hourly rate.
UK Minimum Wage 2025/26
The National Living Wage and National Minimum Wage rates for 2025/26 are:
| Category | Hourly Rate | Annual (37.5hrs/wk) |
|---|---|---|
| National Living Wage (21+) | £12.21 | £23,810 |
| Age 18–20 | £10.00 | £19,500 |
| Under 18 | £7.55 | £14,723 |
| Apprentice | £7.55 | £14,723 |