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2026/27 Tax Year

£15,000 after tax

On a £15,000 salary in the 2026/27 tax year you take home £14,319.60 a year — about £1,193 a month.

England, Wales and Northern Ireland, standard tax code, no pension contributions and no student loan. Change any of that in the full calculator.

Where £15,000 goes

ItemPer yearPer month
Gross salary£15,000.00£1,250
Personal allowance£12,570.00£1,048
Taxable income£2,430.00£203
Income tax£486.00£41
National Insurance£194.40£16
Take-home pay£14,319.60£1,193

Effective tax rate

4.5%

Marginal rate

28%

Cost to employer

£16,500

£15,000 in every pay period

PeriodGrossTake-home
Per year£15,000.00£14,319.60
Per month£1,250.00£1,193.30
Per week£288.46£275.38
Per day (5-day week)£57.69£55.08
Per hour (37.5 hrs/wk)£7.69£7.34

£15,000 in Scotland

A Scottish taxpayer on £15,000 pays £461.70 in income tax against £486.00 elsewhere in the UK, taking home £14,343.90 £24.30 more a year. See the Scottish tax calculator for the full breakdown.

Common questions

How much is £15,000 after tax?

£15,000 a year is £14,319.60 after tax in 2026/27 — about £1,193 a month. That is after £486.00 of income tax and £194.40 of National Insurance, assuming a standard tax code, no pension contributions and no student loan.

How much tax do I pay on £15,000?

On £15,000 you pay £486.00 in income tax and £194.40 in National Insurance, £680.40 in total. That is an effective rate of 4.5%, while your marginal rate — the tax on your next pound — is 28%.

Is £15,000 taxed differently in Scotland?

Yes. A Scottish taxpayer on £15,000 takes home £14,343.90, which is £24.30 more than the £14,319.60 someone in England, Wales or Northern Ireland takes home.

Nearby salaries

Figures use 2026/27 rates, last reviewed . See how we calculate for the method and sources. Guidance only, not tax advice.